haystack, daily

don’t sign that form

One of my new co-workers, Joe, overheard my conversation with a credit card company this afternoon (ah, the comfort of modern cubicles!). While our personal earshot privacy is violated daily, he had an interesting idea regarding protecting yourself against a different violation.
He said he recently decided not to sign the back of any of his [...]

a salesman’s mantra

From my Grandfather-in-law and salesman-for-life, Milton Silverman:
“People buy from people they like. People buy for their reasons, not ours. Develop relationships with your best customers, and they will become your friends and your lifeblood.”
Take an interest in the personal lives. Develop interaction outside the office. Find common interests. Deliver on [...]

the 0% loan

You’ve got decent-to-great credit and low savings, right? That’s the average middle-income consumer in America we all are these days.
So, you want to buy a car (as we recently did) or something else to the tune of $25K or less, but the wildly fluctuating percentage rates make you anxious. Here’s an idea: instead of [...]

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